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Your Emergency Fund An emergency fund is a pot of money you should have available for use if an unexpected bill comes your way. This is one of the most important elements of your financial planning. Everyone should have an emergency fund, but most people do not have...read more
HOW MUCH DOES A DIVORCE COST IN THE UK?This article aims to answer the question: "How much does a divorce cost in the UK?" To answer this question, we have used insight from divorce solicitor, Lauren Howard, of Holmes and Hills, based in Braintree, Essex. We also...read more
CONTINUING ACCOUNT OF A DECEASED INVESTOR Since April 2018 the rules have changed on how ISAs can be passed on to spouses and civil partners on death. The rules allow for a continuing account of a deceased investor (CADI). These changes improve the rules on Additional...read more
STOCK MARKET CORRECTIONS Today, the media has been full of news of a dramatic fall in stock markets around the world with one measure of the US S&P 500 stock market falling by 4.6% in one day. The drama could lead you to believe that you should start selling your...read more
CARILLION & INVESTMENT DIVERSIFICATION Recent press have been full of stories about the collapse of Carillion, and the wider effects of the company's liquidation. This article explores how investors could be exposed to individual companies, like Carillion, and how...read more
If you are considering divorce you should think carefully about your pension plans. The decisions you take now could have a significant impact on your future income in retirement. As part of divorce proceedings you have the right to ask the court how to divide the...read more
If you are getting divorced then you will probably need to take account of pension assets in your financial settlement. This article explains the 3 main pension options on divorce. Key points Pensions can be a difficult asset to assess on divorce There are 3 main...read more
Since 1 April 2013, it is only possible to get legal aid for a financial application to the court in a divorce if you can show evidence of domestic violence. For people on low incomes, the only realistic option will probably be to represent themselves. Cases that...read more
If you are considering divorce, you will no doubt have many issues to worry about, such as your future security, the effect on your family and children, and everything else that comes with such a stressful time. The old way of family law is changing, and many...read more
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