by Dan Woodruff | May 21, 2019 | Business Owner, Financial planning, Getting Divorced, High Income, Illness & personal injury, Managing another person's assets, Planning Your Inheritance, Professional connections, Prudent saver, Receiving Inheritance, Retirement
Your Emergency Fund An emergency fund is a pot of money you should have available for use if an unexpected bill comes your way. This is one of the most important elements of your financial planning. Everyone should have an emergency fund, but most people do not have...
by Dan Woodruff | Apr 26, 2018 | Business Owner, Getting Divorced, High Income, Illness & personal injury, Managing another person's assets, Planning Your Inheritance, Professional connections, Prudent saver, Receiving Inheritance, Retirement
CONTINUING ACCOUNT OF A DECEASED INVESTOR Since April 2018 the rules have changed on how ISAs can be passed on to spouses and civil partners on death. The rules allow for a continuing account of a deceased investor (CADI). These changes improve the rules on Additional...
by Dan Woodruff | Mar 7, 2018 | Illness & personal injury, Managing another person's assets
TRUSTS REGISTRATION SERVICE The Trusts Registration Service is a recent initiative from HMRC, which requires attention from all trustees. The current rules mean that all UK trusts which declare tax to HMRC are required to register using this service. New changes have...
by Dan Woodruff | Feb 6, 2018 | Business Owner, Financial planning, Getting Divorced, High Income, Illness & personal injury, Managing another person's assets, Planning Your Inheritance, Professional connections, Prudent saver, Receiving Inheritance, Retirement
STOCK MARKET CORRECTIONS Today, the media has been full of news of a dramatic fall in stock markets around the world with one measure of the US S&P 500 stock market falling by 4.6% in one day. The drama could lead you to believe that you should start selling your...
by Dan Woodruff | Jan 22, 2018 | Business Owner, Getting Divorced, High Income, Illness & personal injury, Managing another person's assets, Planning Your Inheritance, Prudent saver, Receiving Inheritance, Retirement
CARILLION & INVESTMENT DIVERSIFICATION Recent press have been full of stories about the collapse of Carillion, and the wider effects of the company’s liquidation. This article explores how investors could be exposed to individual companies, like Carillion,...
by Dan Woodruff | Oct 11, 2017 | Illness & personal injury, Managing another person's assets, Prudent saver, Retirement
HOW LIKELY ARE YOU TO NEED NURSING CARE? This article examines the chances of you needing nursing care, and explores the main rules that apply if you need to pay for nursing care. Key points: What is your disability-free life expectancy? How likely are you to need...
