Click here to get regular factsheets on mortgages and financial planning http://www.woodruff-fp.co.uk How making overpayments on your loans and credit cards can save you thousands of pounds in interest, even with relatively small amounts paid. http://www.woodruff-fp.co.uk/docs/26_paying_debts_early.pdf Information on some of the risks of buy to let investment. Care should be taken in this area, as you can expose yourself to too much risk without first examining the pitfalls.. http://www.woodruff-fp.co.uk/docs/22_risks_of_buy_to_let.pdf Information on different options you can choose when taking out a mortgage. http://www.woodruff-fp.co.uk/docs/19_types_of_mortgage.pdf How lenders have been forced to stop increasing their exit fees for clients paying off their loans early. Lenders have agreed to stick to their original fees, and this leaflet shows how to reclaim back excess fees. http://www.woodruff-fp.co.uk/docs/12_mortgage_exit_fees.pdf How the process works when obtaining a mortgage and buying a home. This is especially useful for first time buyers. http://www.woodruff-fp.co.uk/docs/11_the_mortgage_process.pdf