Below you will find a range of our articles relating to savings.
If you don’t see what you are looking for please try the search box below.
HOW LIKELY ARE YOU TO NEED NURSING CARE? This article examines the chances of you needing nursing care, and explores the main rules that apply if you need to pay for nursing care. Key points: What is your disability-free life expectancy? How likely are you to need...read more
Inflation is rising in the UK, mainly due to the fall in the value of Sterling and rising oil prices. Inflation rises mean that goods cost more to buy. As a result you should consider inflation and investments, so this article examines the effects of...read more
You have some very important decisions ahead if you are about to retire. This article examines the 5 biggest risks to your retirement plans. Or to put it another way: 5 ways to guarantee retirement insecurity. Key points: 5 key risks which you should carefully...read more
The Care Act 2014 came into force from April 2015 and builds on recent reviews and reforms to replace and update the existing law. Its aim is to provide a consistent approach to adult social care in England and is in two parts: Part one consolidates and modernises...read more
As the new tax year begins on 6th April 2016, each person has a new ISA allowance. This remains unchanged for adult investors - we each have £15,240 available to shelter from tax. We examine how you can make the most of your ISA allowances, including when you should...read more
What’s the most powerful feature of your ISAs? One that’s so blindingly obvious that it’s often overlooked, even by the experts. This article explores the astonishing value presented by ISAs. Nothing else comes close when it comes to saving tax on income and...read more
I was in my bank the other day so I took a look at the interest rates they were paying on savings accounts. It was not great reading - 1.59% for a cash ISA. You are probably well aware that bank accounts are not paying much interest at the moment. If you have money...read more
If you have savings or investments in any UK institution you may be aware of the Financial Services Compensation Scheme (FSCS). This is the Government-backed safety net for UK banks and financial institutions. Key points What is the FSCS? Check your savings are...read more
A survey by the consumer group Which? has again uncovered poor advice by banks on cash ISA transfers. Key points: Which? survey highlights poor advice by banks on cash ISA transfers Customers are given the wrong information on cash ISA transfers An overview of the...read more
We often see cautious clients who hold fixed rate bonds with their banks. These are popular products with cautious investors since they allow you to benefit from a better rate of interest than you would otherwise get from your bank accounts, while still keeping the...read more
This article examines the problems behind with profits funds, and explains why they may not be a suitable investment. This article may be relevant to you if you have an older style pension or investment plan invested in with profits funds. Key points: What are with...read more
It's obviously a good thing to have lots of cash on hand. You can easily get your hands on the money when you need it, and at least it won't go down in value. But holding too much cash in your bank account can be a bad thing - especially in the longer term. We...read more
Last week the Government launched its latest consultation on the reform of the UK care system. This article is concerned with the proposals regarding the funding of care costs. Previously the Dilnot Commission examined the future of care funding making 2 key...read more
If you are a bank investment customer you will no doubt have been offered a product that sound too good to be true - a structured product. This article aims to open your eyes to the risks of structured products. You might guess from this that we are not fans! These...read more
Click below and let us show you how we can help YOU Prosper from your savings
Or click here to learn more about how our Prosper service works and what’s included
See what sets us apart from other advisers...
Start taking control of your future today…
Call us on 01206 919101 or request a call back below