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Dan Woodruff, trading as Woodruff Financial Planning, is an Independent Financial Adviser with Julian Harris Financial Consultants who are Independent Financial Advisers authorised and regulated by the Financial Services Authority No. 153566. By viewing this site, you are deemed to accept our terms and conditions in full. This site is for information only, and does not constitute financial advice. For United Kingdom residents over 18 only. © 2003 - 2008 Woodruff Financial Planning.