Independent Financial Adviser in Colchester, Essex - Woodruff Financial Planning
independent financial advisers colchester essex members of the institute of financial planning (IFP)Independent Financial Adviser in Colchester Essex
   
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Types of Mortgages offered

We offer over 7000 mortgage products through our highly sophisticated mortgage sourcing systems.

We will analyse you mortgage needs and goals to come up with the perfect solution to your situation.

Mortgages available:

Repayment Mortgages - with this method you pay interest and the outstanding balance so that you are guaranteed to pay off your mortgage after the term.

Interest Only Mortgages - here you just pay the interest on the mortgage, and need to put in place an investment product to repay the balance at the end of the term.

Endowment Mortgages - a traditional way of paying off an interest only mortgage, combining a savings plan with life cover.

ISA Mortgages - tax free savings plans that can mean you may be able to pay off your mortgage early if your investment performance is good.

Offset Mortgages - combine your savings and current accounts so that the overall balance of your mortgage reduces quicker, and you may pay off your mortgage earlier.

Flexible Mortgages - modern flexible contracts that allow overpayments, payment holidays etc.

 

we can help you to find the best mortgage for you

Fixed Rate Mortgages - fix your outgoings for a set period so you know how much your payments will cost.

Tracker Mortgages - track the changes in interest rates.

Capped Rate Mortgages - standard mortgages that guarantee not to go over a certain level of interest rate, so you can be sure of affordability.

Cashback Mortgages - useful for first time buyers who may not have enough money for moving costs. Use the cash generated for any purpose.

Discounted Mortgages - these mortgages have reduced payments in the early years of the plan.

For more mortgage information, please contact us.

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.


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--- Mortgages --- What we will do --- The mortgage process --- Types of mortgages offered --- The Mortgage Code --- Mortgage Loan Calculator --- First Time Buyers' Mortgage --- Second Mortgage --- Remortgage --- Adverse Credit Mortgage --- Buy to let Mortgage --- Self Employed Mortgage --- Right to buy Mortgage --- Commercial Mortgage --- Self Certification Mortgage --- 100% Mortgage --- Fixed Rate Mortgage --- Variable Rate Mortgage --- Capped Mortgage --- Flexible Mortgage --- Repayment Mortgage --- Interest Only Mortgage --- Endowment Mortgage --- ISA Mortgage --- Tracker Mortgage --- Offset Mortgage --- Cashback Mortgage ---
--- Write: Suite 43, The Colchester Centre, Hawkins Road , Colchester, Essex, CO2 8JX --- Phone: 01206 266882 --- Email: click here ---
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Dan Woodruff, trading as Woodruff Financial Planning, is an Independent Financial Adviser with Julian Harris Financial Consultants who are Independent Financial Advisers authorised and regulated by the Financial Services Authority No. 153566.
By viewing this site, you are deemed to accept our terms and conditions in full. This site is for information only, and does not constitute financial advice.
Independent Financial Adviser Colchester Essex UKFor United Kingdom residents over 18 only. © 2003 - 2008 Woodruff Financial Planning.