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Types of Mortgages offered
We offer over 7000 mortgage products through our highly
sophisticated mortgage sourcing systems.
We will analyse you mortgage needs and goals to come
up with the perfect solution to your situation.
Mortgages available:
Repayment Mortgages
- with this method you pay interest and the outstanding balance
so that you are guaranteed to pay off your mortgage after the term.
Interest Only Mortgages
- here you just pay the interest on the mortgage, and need to put
in place an investment product to repay the balance at the end of
the term.
Endowment Mortgages
- a traditional way of paying off an interest only mortgage, combining
a savings plan with life cover.
ISA Mortgages
- tax free savings plans that can mean you may be able to pay off
your mortgage early if your investment performance is good.
Offset Mortgages
- combine your savings and current accounts so that the overall
balance of your mortgage reduces quicker, and you may pay off your
mortgage earlier.
Flexible Mortgages
- modern flexible contracts that allow overpayments, payment holidays
etc.
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Fixed Rate Mortgages
- fix your outgoings for a set period so you know how much your
payments will cost.
Tracker Mortgages
- track the changes in interest rates.
Capped Rate Mortgages
- standard mortgages that guarantee not to go over a certain level
of interest rate, so you can be sure of affordability.
Cashback Mortgages
- useful for first time buyers who may not have enough money for
moving costs. Use the cash generated for any purpose.
Discounted Mortgages
- these mortgages have reduced payments in the early years of the
plan.
For
more mortgage information, please contact us.
Your home is at risk if
you do not keep up repayments on a mortgage or other loan secured
on it.
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