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Our philosophy is to enable you to have the maximum access to investment funds so that you can choose from among the best in each sector. Our aim is to generate superior returns for your money over time through the following proven features of the Service:
- Setting goals
We help you to set goals for your investment funds, whether for capital growth or income. If you have had a financial plan, your goals will have been created as part of this process, and your plan will establish the minimum level of return that you need to achieve. If not, we will establish with you realistic expectations for your portfolio.
- Risk analysis
We complete a comprehensive risk profiling exercise, where you answer questions on your investment expertise and the risks you are prepared to take with your money. If you have a financial plan it may be that you can reduce the risks taken with your investments and still achieve your goals.
- Model investment portfolio
We propose a model investment portfolio and take your instructions in particular areas. Our investment management process allows you to take as little or as much risk as you want. We will recommend a spread of investment funds so that the risk can be managed from year to year.
- Investment funds
We recommend suitable investment funds from a broad range of sectors. Our comprehensive financial management and investment fund analysis tools look at past performance, fund charges, ratings on future performance, and other data which show the quality of fund managers. The information is presented in a simple and easily understood format so you can understand our methodology.
- Investment wrapper
We investigate the correct investment wrapper to accommodate your requirements, depending on the complexity of your financial needs, tax status, and the breadth of your current portfolio. We can then place your investment portfolio into this wrapper.
- Investment management Review
At agreed intervals we prepare a report which gives you a valuation of funds, recommends the rebalancing of your portfolio to manage risks, and commentary on the performance of individual funds, with recommendations to hold or switch where appropriate. We will hold an investment management meeting with you if required, to discuss our reasoning and involve you in the process.
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