Independent Financial Advisers & Investment Advice in Colchester, Essex

Woodruff Financial Planning works very differently from other firms of Independent Financial Advisers. We have 3 core services, which allow you to select the level of involvement and service, whether this is for one-off financial advice or reviewing your finances on an ongoing basis.

Our philosophy is to allow you to understand your finances so that you are comfortable with your financial decisions. We want to educate you in this complex world so you can confidently reach your goals. Our advice is professional and straightforward, and we never use complicated jargon.

On this site you will find a variety of tools to help you decide whether we are the right Independent Financial Adviser for you. See the various sections on investments, pensions, mortgages, protection, business advice and inheritance tax for general information articles. We also offer factsheets for those looking to download this information in printable format. We offer a free monthly financial planning newsletter for our clients and contacts. Click here to see our client testimonials.

Business owners and professionals

Do you find that you do not have the time to manage your finances in the most efficient way, and often find that your business and personal finances are inter-linked?

What we do is to develop a comprehensive financial plan with you to build up more personal wealth so that you can get to financial independence as soon as possible. This means that you will have more time to spend doing what you really want to do with your life.

This is a comprehensive financial plan which tells you the truth about your money so that you can achieve your long-term goals in the most efficient way possible. We build on fundamental financial planning principles using sophisticated software to show you the weaknesses in your current plans, and how your financial life will unfold. The plan will be reviewed on a regular basis to take account of your changing circumstances.

Click here to find out more about the Financial Navigation service.

Managing your investments

Do you have a problem managing your investments, and often worry about the risks of losing money or that your money is not working as hard as it should?

What we do is to use our proven research tools to regularly monitor your portfolio to manage risks and maximise returns on your investments so that you can have peace of mind that your investments are being looked after and serviced regularly. This means that you can relax that your goals are on track, or that income is more secure.

This is an annual review service for your investments and pensions to make sure that you get the most out of your portfolio of assets. The service aims to make sure you can manage the risks you take while maximising investment returns. We report annually to give you an insight into how well your investments are performing, as well as providing quarterly valuations on your investments. This service is provided as standard for Financial Navigation clients.

Click here to find out more about the Portfolio Management Service.

General financial advice

Do you have the time, expertise or research capability to find the best products to meet your needs??

What we do is to analyse your situation, before researching the most appropriate solutions for your needs so that you can be secure in the knowledge that you are taking the right decisions first time. This means that you can make or save money more easily.

This service allows you to request advice on investments, pensions, mortgages, protection and inheritance tax when you most need it. We use our comprehensive research tools to deliver the best and most appropriate products and providers for your needs.

Click here to find out more about the Financial Advice service.