Independent Financial Adviser in Colchester, Essex - Woodruff Financial Planning
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independent financial adviser colchester essex

Financial Planning in Colchester, Essex

Woodruff Financial Planning works very differently from other firms of Independent Financial Advisers. Our philosophy is to offer clients a clear choice in their financial planning. We offer 2 distinct services: choose between our Financial Navigation Service, or Basic Financial Advice. See below for more details. You may also then wish to take up our Portfolio Management Service.
Financial Navigation Service

independent financial adviser colchester essex Financial Navigation Service
Helping you reach your financial life goals...
Most independent financial advisers operate a ‘head in the sand’ approach to financial planning - i.e. they go straight for the products and solutions without looking at your underlying fundamental financial situation. What our Financial Navigation Service does is to ask and answer the truth about your money, so that you know exactly where you are now, and more importantly, where you are going. The service aims to guarantee that you reach your financial goals.
Click here to view our Financial Navigation Service leaflet
 

What is the Financial Navigation Service?
This is a comprehensive financial plan, which takes a snapshot of your financial circumstances now, and projects this forwards into the future.

Using the most sophisticated software, we can show you how you are going to live the rest of your financial lives, whatever happens. This is a powerful tool as it allows us to put in place the solutions to potential problems but more importantly to give you something to work towards.

Ask yourself this...

What do you want to do with the rest of your life?

When can you stop working and start doing the things you really want to do?

What do you need to do to ensure that you never run out of money?

How do you ensure that your family is secure no matter what happens?

How much is enough?

Our Financial Navigation Service will:

  • Help you to make the most of the rest of your life
  • Tell you when you can stop working and start doing the things you want to do
  • Ensure that you never run out of money
  • Ensure that your family is secure no matter what happens
  • Tell you when you can stop accumulating and start spending!

Do you really want to work longer
than you have to?
The ultimate aim of the Financial Navigation Service is financial independence.

Click here to view our leaflet on the Financial Navigation Service.

Basic Financial Advice
independent financial adviser colchester essex video on basic financial advice
Basic transactional financial advice...
The Basic Financial Advice Service is what you get from most other independent financial advisers. You get quality fee-based advice on subjects that interest you, all from a well-qualified adviser. This would be appropriate to you if you are looking for independent financial advice on a specific subject, such as pensions, investments, mortgages, protection, or inheritance tax planning.
 
Worried about making a commitment?
We offer you a free initial consultation, without obligation. You get to discuss your needs with an independent financial adviser before making any commitment, and only pay for our advice if you decide to take things further. Click here to find out more about our free initial consultation.
Unhappy with previous advice?
If you are unhappy with any aspect of our relationship we will work for free until this is resolved and you are happy again. we regularly monitor the satisfaction of our clients, and are proud to say that every client is happy with our service. Click here to find out about our service guarantee.
Concerned about commission hungry salesmen?
Research shows that commission-based advisers are up to 6 times more likely to give poor advice than advisers who charge fees. Click here for a leaflet on this area. Why is this? Because of a conflict of interest. We are fee based so you pay us for our expertise, advice and time, not the sales we make. We will agree a fee with you before we do any work, so you know how much our advice will cost. You can then either choose to pay us a fee for our advice with commission boosting your plan, or to offset our fee with commission from the solutions we recommend. This offsetting either reduces or eliminates your bill; if the commission is more than our bill, we do not rip you off by keeping it as extra profit - we will retain this on account for you against future advice. This way you can be sure that we do not need to try to sell you policies that you do not need. Click here to find out more about our fee based approach.
Are you losing money by not shopping around?
With us you will gain the benefit of access to every product on the open market and every available fund, meaning we should be able to save you money. Unlike some other 'independent' financial advisers, we do not use panels of providers. We value this approach because it guarantees to give you the best results. Click here to find out more about our independence.
Not enough time to do your own research?
We save you time by investing thousands of pounds each year into the ultimate unbiased research tools. Every time you receive financial advice from us we will be able to prove to you why that advice has been given, why a product is most appropriate to you, and why it is better than all the others. Click here to find out more about our research tools.
Never hear from your independent financial adviser?
Many independent financial advisers only focus on the initial sale and then disappear into the distance. with us you select the level of service that you expect from us, and we will match that. We can offer you one-off advice, or build in more regular contact such as valuations, annual reviews or even comprehensive financial plans to meet your long-term goals. Click here to find out more about our service plans.

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--- Write: Suite 43, The Colchester Centre, Hawkins Road , Colchester, Essex, CO2 8JX --- Phone: 01206 266882 --- Email: click here ---
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Dan Woodruff, trading as Woodruff Financial Planning, is an Independent Financial Adviser with Julian Harris Financial Consultants who are Independent Financial Advisers authorised and regulated by the Financial Services Authority No. 153566.
By viewing this site, you are deemed to accept our terms and conditions in full. This site is for information only, and does not constitute financial advice.
Independent Financial Adviser Colchester Essex UKFor United Kingdom residents over 18 only. © 2003 - 2008 Woodruff Financial Planning.