Independent Financial Adviser in Colchester, Essex - Woodruff Financial Planning
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The Financial Health Check

Click here to see a sample financial health check

Are you certain that you are on track to meet all your financial goals?

Click here to test your finances with our interactive quiz!

Few of us are absolutely certain of our direction in these matters. This is where the Financial Health Check can help.

This service is part of our financial planning services, and examines all your financial needs and goals and makes recommendations based on your stated priorities. In this way, you should be able to determine how close you are to achieving your goals. Naturally, you can then take or leave any of our recommendations.

The Financial Health Check covers the following areas:

  • Summary of your existing situation
    Including a review of your goals

  • Analysis of your situation
    Including a review of the arrangements that you hold, and how these match up with your stated goals. The Financial Health Check covers the following areas:

    o Investments
    o Pensions
    o Mortgages
    o Protection

  • Recommendations
    This section will make recommendations for action in the areas that do not match your goals, based on sound financial principles.

    The Financial Health Check is prepared using the following principles:

  • Priority 1 – Protect your existing lifestyle
    Your immediate concern should always be to protect your current situation from whatever might happen, so that should the worst happen, you are at least financially strong.

  • Priority 2 – Plan for the future
    Once you are secure in your current situation you can plan for the future, through savings for specific events and pension planning.

  • Priority 3 – Grow your existing assets
    Only when your future is secure can you start to build on your investments.

  • Priority 4 – Tax efficiency
    You should ensure that your plans do not adversely affect your tax situation.


    Once your review has been conducted, we will send you a report outlining your financial situation, together with our advice on how to proceed. We will then discuss these options before putting them into practice.
    We will offer all Financial Health Check clients an annual review as part of the service. In this review the process is repeated, to establish how you are progressing towards your goals, and to make recommendations for action. This gives you the advantage of knowing that you are maintaining your course towards financial security.

Please contact us if you require further information on the financial health check, or other financial planning services.

 
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--- Core Services --- Financial Planning --- Financial Advice --- Financial Health Check --- Portfolio Management --- Inheritance Tax Report --- Pensions Transfer Analysis ---
--- Write: Suite 43, The Colchester Centre, Hawkins Road , Colchester, Essex, CO2 8JX --- Phone: 01206 266882 --- Email: click here ---
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Dan Woodruff, trading as Woodruff Financial Planning, is an Independent Financial Adviser with Julian Harris Financial Consultants who are Independent Financial Advisers authorised and regulated by the Financial Services Authority No. 153566.
By viewing this site, you are deemed to accept our terms and conditions in full. This site is for information only, and does not constitute financial advice.
Independent Financial Adviser Colchester Essex UKFor United Kingdom residents over 18 only. © 2003 - 2008 Woodruff Financial Planning.